flexiFED 1
flexiFED 1
**2024 rates and benefits published on the website are still subject to CMS approval. Single, healthy and just starting out your adult life? flexiFED 1 is an affordable hospital plan that gives you solid medical aid cover at a great price. Get access to Fedhealth Savings powered by the MediVault to help cover unexpected day-to-day medical bills, and enjoy a valuable Threshold Benefit that kicks in once your claims have reached a certain level. This is the perfect entry-level hospital plan if you’re young and healthy!
From
R 1 716 per month
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WHAT DOES IT COVER?
Single, healthy and just starting out your adult life? flexiFED 1 is an affordable hospital plan that gives you solid medical aid cover at a great price. Get access to Fedhealth Savings powered by the MediVault to help cover unexpected day-to-day medical bills, and enjoy a valuable Threshold Benefit that kicks in once your claims have reached a certain level. This is the perfect entry-level hospital plan if you’re young and healthy!
Here are the procedures and treatments that take place in hospital which you’re covered for under this option.
- Unlimited network hospitalisation for your peace of mind if you do need to be admitted.
- Unlimited maternity cover at cost, with network GPs and specialists.
- Unlimited coverage for network GPs and specialists.
Coverage for non-network GPs, specialists, and other healthcare providers covered up to 100% of the Fedhealth Rate
While this is a hospital plan, you’re still covered for 27 chronic diseases as listed on the Chronic Disease List (CDL).
This means you get unlimited cover for diseases on the CDL at a Pharmacy of your choice. Basic formulary and the Medicine Price List (MPL) apply.
While you may be young and free of any serious health issues, prevention is better than cure. Get all the tests and healthcare assessments you need to keep your health on the right track as a young single.
- We cover one Pap smear (cervical cancer screening) every three years for women aged 21 to 65.
- Get a free cholesterol screening (full lipogram) every five years if you’re over the age of 20.
- Enjoy a free flu vaccination once a year!
- Get one free HIV finger-prick test per year.
- Enjoy one wellness screening per year including BMI, blood pressure, finger-prick cholesterol, and glucose tests.
- Enjoy one preventative screening per year with a contracted wellness network provider including waist-to-hip ratio, body fat %, flexibility, posture, and fitness assessments.
- NEW for 2024: We cover 1 HPV PCR test every 5 years for women aged 21 - 65
While you may be in great health, we want to optimise it even more, which is why we offer extras to this hospital plan such as professional medical advice and a transport service when you need post-hospitalisation check-ups.
- You can upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a dread disease.
- Phone our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
- Our MediTaxi service transports you to follow-up medical treatments following a hospital stay (only certain regions).
- Use our USSD call-back service, SOS Call Me, to access Emergency Medical Services, the Fedhealth Nurse Line or MediTaxi – free of charge to you!
- If the stress of adulting is affecting your waistline, join our 12-week Weight Management Programme led by biokineticists and dieticians to make healthy lifestyle changes.
- We cover the GoSmokeFree Smoking Cessation Programme to help you quit your smoking habit for good!
- Need a little support through life's ups and downs? The Panda app, available through the Fedhealth Member App, provides mental health support to Fedhealth members.
You pay back your Fedhealth Savings over 12 months, interest-free.
- All pregnant members and dependants can join the Fedhealth Baby Programme.
- We cover four consultations with a midwife in- and out-of-hospital under our postnatal midwifery benefit.
- We cover a doula up to R3 600 per delivery.
- We cover one test with an audiologist per infant up to the Fedhealth Rate (including consultation).
- You have access to the Paed-IQ advice line for all your paediatric questions.
- We cover take-home medicine for seven days per hospital event at 100% of the Medicine Price List.
- We will cover your follow-up treatment for 30 days once you get discharged from hospital, like physio, x-rays and pathology.
- You benefit from trauma treatment at a casualty ward – whether you’re admitted to the hospital or not. A R800 co-payment will apply per visit for non-PMBs (if you’re not admitted to hospital straight from casualty).
- You enjoy unlimited specialised radiology from Risk if you get pre-authorisation from us. The first R3 890 for non-PMB MRI/CT scans will be for your account.
- Female contraception: We cover oral, patches, contraceptive rings, certain injectables and IUDs that include Mirena (prescribed by a GP or gynae, and not prescribed for acne).
Threshold Benefit:
Once you’ve reached the Threshold Level you’ll enjoy:
- Unlimited GP visits at nominated network GPs!
- A preventative dentistry benefit at a contracted dentist including x-rays, scaling and polishing.
CHOOSE HOW MUCH YOU SAVE ON HOSPITAL COVER
On Fedhealth’s flexiFED options, you choose how your medical aid cover is structured. Choose from any hospital, or enjoy a GRID or Elect discount. On GRID, you can save 10% every month in exchange for only using our network of 120 world-class hospitals. On Elect, you will enjoy a 25% saving every month by using any private hospital and paying a fixed co-payment on planned hospital procedures.
Network Hospitals
Full cover at network hospitals
R 2 201
per month
At Fedhealth we are all about control, flexibility and choice. Our flexiFED options are made one member at a time, and you can customise your Hospital/Risk cover to fit your budget and your needs perfectly.
Save
25%
Elect
Full cover at any private hospital with a co-payment for elective surgery
R 1 716
per month
In exchange, you will be charged a fixed excess of R14 700 on all hospital admissions, except for emergencies. This excess however only applies to the hospital bill; you could still have co-payments on out-of-network specialists, a procedure co-payment or shortfalls because benefit limits have been exceeded.
YOUR MEDICAL AID PLAN, YOUR WAY
On flexiFED, you choose how to structure your day-to-day benefits. Either use your flexiFED option as a hospital plan only and pay for your own day-to-day expenses, use it as a savings plan to get a set amount of day-to-day savings that you pay back in equal portions from January each year, or use it as a flexible savings plan and only pay for what you’ve used interest free over 12 months. Remember, Fedhealth pays more from Risk than other schemes, so even on a hospital plan, you’re already get so much more!
Hospital Plan
A hospital plan that gives you more
Keep your contributions as low as possible
Complete peace of mind
Savings Plan
Let us manage your day-to-day funds automatically.
Simplicity - you choose once and your monthly repayment will never vary.
One debit order every month.
No admin, we'll manage your day-to-day funds automatically.
Flexible Savings Plan
Pay for your day-to-day benefits when you need to use them.
You don't pay for day-to-day benefits until you use them. This could save you thousands every month.
You pay less without compromising on the quality of your benefits.
You are in full control over how much you pay for your medical aid.
MEDICAL AID THE FEDHEALTH WAY
Now that you know that you can structure your day-to-day cover, as well as which hospital network discounts are available to you, you can complete the fields below to see the flexibility of your flexiFED option in action… and what you will pay every month.
